Business and Commercial Insurance

Business and Commercial Insurance

aylor & Associates has the resources to help your business no matter what the size. In fact, we have a dedicated producer that only works with our business clients. We can accept business from either Ohio or Indiana and we work with many local business owners to help them protect what they have worked so hard to build.

We can help secure coverage for a multitude of industries including, trucking, manufacturing, IT, professional services, consulting, non-profits, religious institutions and more.

Business & Commercial Insurance Information

General Liability

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability Insurance can help prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for an injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

Broad Range of General Liability Protection

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury

  • Property Damage coverage for the physical damage to property of others or the loss of use of that property

  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided

  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents

  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts

  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

It is important that you get it right when it comes to protecting the liability of your business. Speak with the experts at Taylor & Associates to make sure you get the right coverage.

Commercial Auto/Trucking

As a business owner you may need coverage for your semi, a single sales vehicle or an entire fleet of vans; we can help.

We understand that a lot of small business owners use their vehicles for business and personal. If you are a contractor or a small business owner, we can help you in deciding if you need commercial auto coverage or if you just need to endorse business use to your personal auto coverage.

Taylor & Assoc. is contracted with several insurance carriers and with those relationships we offer liability, collision and comprehensive, medical payments and coverage for uninsured motorists as well as cargo and contents to a wide array of businesses types.

While the major coverages are the same as a personal auto policy, a business auto policy differs in many technical respects. Ask an expert at Taylor & Associates to explain all the differences and options.

Agriculture Insurance

There are not very many agents that understand the unique nature of Ag Insurance. Farm Insurance is NOT simply Home Insurance with a twist. At Taylor & Associates, we have been writing farm insurance from the early days. In fact, a very substantial percentage of our business is farm related.

We offer a broad range of AG protection including

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury

  • Farm Operations Liability

  • Farm Buildings including barn, bins and dwellings

  • Implements, Equipment & Supplies

  • Livestock

  • Farm Trucks including grain, semi and other miscellaneous types like ATV, UTV and golf carts.

Crop Insurance

Taylor & Associates has partnered with ProAg Insurance to offer coverage for your crops. Taylor & Associates is an equal opportunity provider.

  • Hail Insurance

  • Fire Insurance

  • Private Peril Coverage

  • Multi-Peril Crop Coverage -CAT, Revenue, Production only, Multi-Peril & GRP coverage


Doesn’t matter if you are a gentleman farmer or have hundreds of acres under your authority, Taylor & Associates can help.