Collectors Insurance Lewisburg Ohio
Small collections, big collections, dealers? Vending Machines, Figurines,Memorabilia, Comic Books, Stamps, Coins, Cars, Guns, Military items? Not a problem! It doesn't matter if you are just starting to collect or if you are a seasoned, veteran collector,Taylor & Associates can help you protect your prized collection with Collectible Insurance.
It is true that standard homeowners or renters insurance can help some to protect your collection. The problem is, standard companies don't understand the collector's world. Collectible value is one of these problems. Standard insurance may not provide for the type of repair or replacement that a valuable collectable may need.
Collectibles Insurance covers your collection against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage. Discounts may be provided for collectors who take extra steps to secure their collection.
Decide how much your collection is worth
A good inventory of your collection is invaluable. Making an inventory is not too difficult, all you need is a notebook and camera to get started. Most collectors have a really good idea what their items are worth. List your items on a notepad with a short description of each including the value. Take a quick picture and you are set.
For items of exceptional value (over $5000) an appraisal may be advisable. It will be necessary to specifically schedule these items on your collectible policy and the insurance company may request an appraisal. An appraisal can be easier than you think. Dealers, other collectors, trade organizations are all viable places to seek out an appraisal.
Collectors Insurance is not expensive. You probably have amassed a small fortune in your collection, it would be wise and give you peace of mind to insure your investment. Taylor & Associates works with some of the industries best known insurance carriers including Hagerty, American Collectors Insurance and Collectible Insurance Services.