UTV & ATV Insurance
Protection for side-by-sides, utility vehicles and four-wheelers used on trails, farms or private property.
Ask about UTV and ATV coverage →Protect the ride. Enjoy the journey.
Golf Cart & Recreational Vehicle Insurance in Ohio & Indiana
From neighborhood golf-cart trips to weekends on the water, Taylor Insurance helps Ohio and Indiana families find coverage that fits the way they actually use their recreational vehicles.
Family-owned since 1982
Personal service from people who know the community.
Independent guidance
We help compare available coverage options.
Ohio & Indiana
Local help for families across our licensed service area.
Golf carts come first
Golf cart insurance for
more than the fairway
Golf carts now travel through neighborhoods, campgrounds, private property, planned communities and local roads where permitted. The right protection depends on where you drive, who rides with you and how the cart is equipped.
Coverage to discuss with your agent
A dedicated policy may help protect the cart, the driver, passengers and others when an accident, theft or weather loss happens.
- Liability for injury or property damage
- Collision and comprehensive protection
- Uninsured or underinsured motorist coverage
- Medical payments and passenger protection
- Accessories, custom parts and equipment
- Road-use and location-specific needs
Do not assume your homeowners or auto policy covers every golf cart use.
Policy terms vary. We will ask the practical questions and help you understand what is, and is not, covered.
A quick, useful coverage review
Tell us the cart’s year, make, model, value, where it is stored and where it is driven. We can then help identify suitable options without making the process complicated.
Talk with Taylor InsuranceOne local agency, more ways to roam
Coverage for the vehicles
that make weekends
memorable
Bring the whole picture to Taylor Insurance. We can help review protection across your recreational vehicles and look for practical ways to coordinate coverage.
Motorcycle Insurance
Coverage guidance for cruisers, touring bikes, sport bikes and the gear that goes along for the ride.
Explore motorcycle insurance →
Boat & Watercraft Insurance
Help protecting boats, personal watercraft, trailers and the liability that comes with time on the water.
Explore boat and watercraft insurance →
Motorhome & Camper Insurance
Coverage for motorhomes, travel trailers, fifth wheels, pop-up campers and the belongings you take along.
Ask about RV and camper coverage →
Personal help, start to finish
Insurance should fit
how you use it
Online forms cannot always capture the difference between a golf cart used at a campground, a UTV used around a property and a motorhome that becomes a second home for part of the year.
- Tell us what you own. Share the vehicle type, value, storage and normal use.
- Review your options. We explain available coverage in plain language.
- Choose with confidence. You decide what fits; our local team stays here to help.
Recreational insurance questions
Helpful answers before you
request a quote
Does homeowners insurance cover a golf cart?
Sometimes coverage is limited to specific locations or uses, and every policy is different. A dedicated golf cart policy may provide broader protection. We can review your situation and explain available options.
Do I need insurance to drive a golf cart on the road?
Requirements can vary by state, community and local ordinance. Even when insurance is not specifically required, liability and physical-damage protection may still be important. Ask us to review how and where you plan to drive.
Can I insure a UTV or ATV used on my property?
Yes, coverage may be available for the vehicle, liability, medical payments and other risks. The right option depends on whether it is used for recreation, property work, road travel or another purpose.
Can Taylor Insurance help with all of my recreational vehicles?
We can help review insurance options for golf carts, UTVs, ATVs, motorcycles, boats, personal watercraft, motorhomes and campers in Ohio and Indiana.
What information should I have ready for a quote?
Have the year, make, model, estimated value, storage address and a description of how the vehicle is used. Existing policy information can also help with a complete comparison.
Our family serving yours.
Let’s protect your next good day.
Start with your golf cart or tell us about every recreational vehicle in the family. Taylor Insurance will help you take the next step with clear, personal guidance.
Request Your Quote