Collector vehicle insurance is for that special motor vehicle that is rare, restored, collectible or otherwise has special value. It can be an all original antique, hotrod, street rod, custom truck or resto-mod. Or it can be a vintage motorcycle or scooter, retired commercial vehicle, classic military vehicle, antique farm tractors or can even be a vehicle that is undergoing restoration. Collector Insurance companies know the difference between an original parts matching collectible car and your average everyday run of the mill family vehicle. We understand that a paint job is not just a paint job when it comes to your classic’s custom finish.
Collectors Insurance is not for the everyday driver type vehicle. Collectors Insurance is for the vintage car or a show car that is driven on special occasions only. If you drive to the local car show, trailer your vehicle across country to a big event, participate in the local parade or simply take your best girl to the ice cream shop, then Collectors Vehicle Insurance may be for you.
Property coverage pays for damage to or theft of your car. Types of coverage include Collision and Comprehensive coverage also know as Other than Collision.
Liability coverage pays for your legal responsibility to others for bodily injury and/or property damage.
Medical Expense coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. This coverage applies to you and the people in your vehicle.
Un/Under Insured Motorist coverage is for your personal injury in the event you are injured by someone who either doesn’t have auto insurance or doesn’t have enough coverage.
Towing/Disablement coverage pays some of the expense of common roadside breakdowns. Some of the things covered by this would be, jump-starts, lock-outs, small amounts of fuel if you run out. Collectors usually have special needs when it comes to towing services, that is why most Collectors Insurance Coverage will provide a flatbed for your tow.