Advice From A Lewisburg, Ohio Independent Insurance Agency

The holidays are a time to celebrate here in Lewisburg, Ohio, but they also bring higher risks concerning residential fires. The ten worst days for residential fires occur between December 24 and January 6, according to the National Fire Protection Association. Fortunately, homeowners can reduce winter fire risks by taking some basic steps:

Clean Out Chimneys

Any buildup or blockage in a chimney may bring about a fire. If the chimney has not been cleaned in the past two years, you should not light a fire until you have it inspected. Only use dry wood to keep creosote from building up in the chimney. Kindling also needs to be the preferred lighting material. Finally, ensure ashes are entirely cold when cleaning the fireplace and placing them in a metal container.

Practice Cautious Cooking

Almost half of all residential fires begin in the kitchen. Stay alert while preparing food and never place flammable items near the cooking area. Don’t leave the kitchen when food is cooking and turn off any equipment if you do have to leave the room.

Be Careful with Christmas Trees

Christmas trees are often the focal point of the home during the holidays, but both artificial and live trees come with high fire risks. Keep the tree at a minimum of three feet from any heat sources and water a live-cut tree daily. Any lights with worn or frayed cords should be discarded and never leave the tree lit at bedtime. 

Keep an Extra Eye on the Children

Kids are curious by nature. Parents need to be vigilant this time of year to ensure that they don’t accidentally start a fire. Keep lighters and matches out of their reach, and never let them play with the tree lights or power cords.

Blow Out Candles

Candles are a leading cause of residential fires, so be sure to blow out any lit candles before going to bed. Make sure they aren’t near flammable items at all times, even when you are awake and in the same room. Finally, only place candles in holders that won’t tip over. This tip is essential for all rooms, but especially in bedrooms, as this is where many fires start.

If a fire does occur, contact your local emergency services and your independent insurance company immediately.

Are You Covered?

Do you have the best insurance coverage this season? Remember, there is a difference between having the right coverage and just being insured. If you want the right coverage and not just minimum insurance, then you need Taylor & Associates Insurance Agency. Contact us today to get the best coverage possible this season!