While farms need the standard types of insurance policies that other businesses need, such as property insurance and general liability coverage, they also need insurance that is specifically related to the business they run.

Crop Insurance

Most farms in our area make all or most of their revenue through the crops that they produce. When a natural disaster such as drought, excess moisture or hail occurs and the crops they depend on are devastated, crop insurance can help supplement them for the losses they face. 

The Federal Crop Insurance Program was created in 1938 and in 2022 1.2 million polices were sold protecting more than 120 different crops while covering over 490 million acres.

Taylor & Associates works hand in hand with ProAg Insurance and offers several of ProAg’s products including Production and Revenue coverage, Whole Farm Revenue Protection and Hail Insurance. Taylor & Associates Insurance Agency is an equal opportunity provider.

Farm Equipment Insurance

It takes a lot of specialized equipment to run a farm. From tractors to implements, wagons to combines, these complicated expensive machines are fundamental to a farm’s ability to operate properly, efficiently and successfully. Equipment insurance for the vehicles and machines on the farm will allow for reimbursement for certain losses and damages and can help keep you operational.

Farm Property and Liability Insurance

While some farms are fully contained at one property others are spread out to many different locations. It is important to get the right coverage for all your buildings and properties no mater how many locations you may have. Taylor & Assoc. will review your building coverage with you and help you choose the right amount and type of coverage for each and every dwelling, barn and bin.

Taylor & Associates currently writes Ag insurance with Western Reserve Group, Celina Insurance, State Auto Insurance and others. We can help you no matter what your farm size, Hobby farm to multi location Family operation spread over multiple counties or states. Equine, livestock or grain, we can help. We are licensed to write in Ohio, Indiana, Kentucky and Michigan.